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Personal Finances
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“Sarah, I want to ask thee a solemn question. Did thee ever one single time have thy Bank book balance and thy own check book balance agree exactly? Do not tell, but I never did. Hannah Whitall Smith, Sarah, I want to ask thee a solemn question. Did thee ever one single time have thy Bank book balance and thy own check book balance agree exactly? Do not tell, but I never did.”
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“Supplementing an income may mean being more economical with the one you have.”
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“People keep telling us about their love affairs, when what we really want to know is how much money they make and how they manage on it.”
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“Indeed, I thought, slipping the silver into my purse, it is remarkable, remembering the bitterness of those days, what a change of temper a fixed income will bring about.”
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“I believe that one's basic financial attitudes are — like a tendency toward fat knees — probably formed in utero, or, at the very latest, in cribbo.”
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“Savings will not make you rich. Only canny investments do that. The role of savings is to keep you from becoming poor.”
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“You don't date an annuity, you marry it. An annuity isn't a mutual fund that you buy today and sell tomorrow. Nor is it a certificate of deposit, ready for any new use at maturity. When you buy an annuity, you are making (or ought to be making) a 15- or 20-year commitment, at least.”
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“When it comes to finances, it matters less how much money you make and more how you spend it.”
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“Regiments are joining in the Master Charge / That's blowing up the G.N.P. / Hardly anybody now remains at large / Who lacks creditability.”
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“For the size of it, a check book is about the greatest convenience I know of.”
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“... to balance my own checkbook each month, I simply record whatever is necessary in the following manner: '37 cents to cover embezzlement by somebody at the bank.'”
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“Avoid greed and fear. These are the investor's Achilles heels. Keeping all your money in the bank earning 3% interest is just as foolish as dumping your entire savings into the market thinking you'll make a quick buck.”
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“Nothing in the known universe travels faster than a bad check.”
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“Just about the time you think you can make both ends meet, somebody moves the ends.”
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“Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult.”
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“The world is a puzzling place today. All these banks sending us credit cards ... Imagine a bank sending credit cards to two ladies over a hundred years old! What are those folks thinking?”